More to protect. More to consider.

Insurance for individuals, families, and businesses with more at stake.

Overland Risk is an independent Texas insurance agency providing personal, commercial, and trucking insurance solutions through multiple carriers throughout Texas.
- Get a Quote
More to protect. More to consider.

Insurance for individuals, families, and businesses with more at stake.

Independent insurance solutions for High Value Homes, personal assets, commercial businesses, and trucking operations throughout Texas.
- Get a Quote

Personal Insurance

High Value Homes, Personal Auto, Condo, Renters, Umbrella, and Valuable Personal Property.

Commercial Insurance

General Liability, Commercial Property, Business Auto, Workers' Compensation, Umbrella, and more.

Trucking & Transportation

Coverage for Owner Operators, Motor Carriers, Fleets, and Transportation Businesses.

Who we are

Independent by Design

Overland Risk is an independent insurance agency serving individuals, families, and businesses throughout Texas.

We work with multiple insurance carriers and markets to help you find coverage that fits your needs, not simply the first policy available.

Whether you’re protecting your home, your business, or your trucking operation, we take the time to understand what you’re protecting and the risks that matter to you.

Why choose us

Insurance built around you.

We deliver independent insurance strategies that prioritize your needs, providing clarity, flexibility, and access to better coverage options across multiple trusted carriers.

Independent Advice

Guidance based on your needs, not a single carrier's products.

Multiple Carriers

More options to help find the right coverage and value.

Coverage That Fits

Solutions built around your specific risks and priorities.

Personal Service

A real agency that knows you and your coverage.

How it works

Simple. Straightforward. Personal.

A structured approach designed to make insurance simple, efficient, and easy to understand.

Tell us what you need

Complete our quote form or give us a call.

We shop the market

We compare available carriers and coverage options for your situation.

Choose your coverage

We explain your options and help you make an informed decision.

Complete the form below

Get started

Request insurance quote today

Complete the form to share your insurance needs, and our team will review your information carefully. we compare multiple carriers to identify the most suitable coverage options, ensuring you receive tailored recommendations, competitive pricing, and clear next steps. our process is simple, efficient, and designed to provide fast, professional responses without unnecessary complexity or delays. We prioritize transparency and communication throughout every step to ensure you feel confident, informed, and supported while selecting the right insurance coverage for your specific situation with expert guidance always today.

We also ensure ongoing assistance after submission to address questions, refine options, and deliver a smooth, stress-free experience from start to finish.

Let's talk about what you're protecting.

Whether it’s your home, your business, or your trucking operation, we’ll help you find coverage that fits.

More to protect. More to consider.

Insurance for individuals, families, and businesses with more at stake.