Trusted Coverage
Coverage built for the road ahead.
+
Year Experience
“Overland Risk understood our needs and made insurance simple and stress-free.” Truck Owner
Insurance With Purpose
Coverage Built Around Your Operation
At Overland Risk, we understand trucking risks and help Texas operators find coverage designed around their business, equipment, cargo, and livelihood.
- Industry-Focused
- Coverage That Fits
- Trusted Guidance

Primary Liability
Coverage for liability arising from your trucking operations.
- Bodily Injury Claims
- Property Damage Coverage
- Accident Liability Protection
- Legal Defense Support
- Third Party Protection

Motor Truck Cargo
Protection for cargo being transported in the course of your trucking operations.
- Cargo Damage Protection
- Cargo Theft Coverage
- Loading Operation Protection
- Transit Cargo Coverage
- Customer Goods Protection

Physical Damage
Coverage for covered losses involving your trucking equipment.
- Collision Damage Coverage
- Comprehensive Damage Protection
- Fire Damage Coverage
- Theft Loss Protection
- Equipment Damage Coverage
Additional Coverage
Protection Beyond the Basics
From non-trucking liability to trailer interchange and hired equipment, we help identify coverage for the unique risks your trucking operation may face.
Non Trucking Liability
Coverage for certain liability exposures when operating outside of your trucking business.
General Liability
Protection against third party claims arising from your trucking business and operations beyond covered trucking activities.
Trailer Interchange
Coverage for physical damage to a trailer you are responsible for under a trailer interchange agreement.
Hired and Non Owned
Coverage for certain liability exposures involving equipment used in your trucking operations that you do not own.
Built for You
Coverage built around your operation
Whether you are an owner operator, an established motor carrier, or growing your trucking business, we take the time to understand your operation and help you make informed decisions about protecting your livelihood.
Personalized Coverage
We take time to understand your operation and recommend coverage aligned with your specific trucking risks and business needs.
Industry Expertise
Our approach focuses on trucking businesses, helping you navigate coverage decisions with greater clarity, confidence, and peace of mind.
Protect Your Future
We help protect your livelihood with insurance solutions designed around your business, equipment, everyday operations, and future growth.
Coverage Built Around You
We take the time to understand your operation and help you make informed decisions about protecting your trucking business.
Understand Your Needs
We learn about your operation, equipment, contracts, and risks to identify coverage that fits your business.
Explore Coverage Options
We work with multiple insurance carriers and markets to find coverage options suited to your specific operation.
Protect Your Livelihood
Let's Talk About Your Risk
Tell us about your trucking operation, and let’s explore coverage options built around your business and the road ahead.